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I'll help you find a plan that fits your needs.


United Healthcare












Marketplace plans

Health insurance for individuals and families.
I'm a broker for
The affordable care act marketplace for Maine.
Community Health Options, Anthem,Taro Health, Harvard Pilgrim.
Vision and dental plans are available.
Affordable plans to protect you and your family.

I am are here to help you.  

Schedule a free Medicare 101 Consultation

Topics that are covered

The different parts of Medicare and what they cover.

What Medicare doesn't cover.

What Medicare costs.

Coverage when traveling out of the country.

Coverage when traveling in the country.

Do you sign up if you are going to continue to work?

What are the penalties for missing your Medicare enrollment timeline.


Why use a local Maine insurance broker to help you?

I know the local area and know the plans that are available to you very well. My service is of no cost to you. I’m paid by the insurance company. I will check to make sure your medical providers and prescription drugs are in your plan.
I will shop the plans available to you to determine which one is the most cost effective and is the best fit for you. I will present the plan to you and answer any questions you may have.


What my Clients Are Saying.


"I had the good fortune to work with John on my journey to becoming an official senior citizen. Very knowledgeable, very patient and thorough, made things esay. Came to the house. I never felt rushed.  John is so pleasant and friendly. Very conscientious. Even talked a little baseball with my 5yo grandson! John made a very serious process easier to understand and I know he is just a phone call or text away if I need anything. Thank you John."

Patty B.


"John came to my home and signed me up for Medicare and I couldn't be more satisfied. Very knowledgeable, very pleasant and answered all my questions. I referred him to other people and they switched to him, you will not be disappointed. John is very very kind, a rare thing these days."

Sheryl F.
"John helped my wife and I find the perfect plan for us. He was a pleasure to work with and saved us money. Give him a call."

Barry A.


Personalized customer service for you

Medicare Advantage Plans

HMO, PPO what's the difference?

  • Health Maintenance Organization (HMO) You need to choose a Primary Care Physician. You need to receive care in the network, except in an emergency. Referrals are needed.
  • Preferred Provider Organization (PPO) You do not have to choose a Primary Care Physician. No Referrals. And you may seek care out of network.
  • We can discuss the pros and cons of each plan to determine which would be a good fit for you.
Celebrate your retirement

You've worked hard to get where you are. Protect it with the right Medicare plan. 

There are many variables to consider when choosing a Medicare plan.


Is my doctor in the network?


Are all my prescriptions covered in the plan and at what cost?

 Do I have coverage when I travel?


What if I live part time in another state?


What if I need to seek specialized treatment outside of my home state?

A guide to lead you through the maze

You don't have to go it alone. Get the help you need to navigate successfully through the complex world of Medicare. I'm a local agent helping local people feel secure in the choices that they make.

Just like going outside on a cold day

In the same way that you put on layers before going outside on a cold day, you put on layers of health insurance when it comes to Medicare. And just like you wouldn't put your coat on before your shirt, there is an order to these layers of health insurance.


  • First layer Medicare Part A Hospital Insurance 
  • 2nd  layer Medicare Part B Medical Insurance 
  • The other layers to fill the gaps left by Part A and Part B are, Medicare Advantage Plan or Medicare Supplement Plan
  • Call me to discuss which layers would work best for your situation.
1. Assuming that Medicare is free.

2. Expecting that Medicare will cover 100% of your medical costs.

3. Failing to signup for Medicare because you aren't receiving Social Security benefits.


4.  Missing your Initial Enrollment Period (IEP)


5. Missing the deadline to sign up after you leave your job.


6. Failing to keep and submit proof of your creditable coverage.


7. Skipping Part D without having other coverage.


8. Not comparing Original Medicare versus Medicare Advantage.


9. Not completely understanding the limits of your healthcare coverage. (Networks)





Compare premiums 

Have you owned a Medicare Supplement plan for many years? Plan G, N?  


You owe it to yourself to compare your premium with today's rates. There is no reason to pay more. All Supplement plans are standardized by the Federal government. The only difference is the premium you pay.


Call or email me and I will shop the different insurance carriers for the lowest rate.

How to sign up for Medicare?

Through the Social Security Administration 

If you are receiving social security payments you will automatically be enrolled in Medicare and your red, white and blue Medicare card will be mailed to you.

If your not receiving social security payments  you will have to proactively sign up.


Upper right hand corner click "sign in"

Click "create an account" a new page will load

Click "create an account"

Enter your email address

Accept rules of use

Click "submit"

Check your email for link

Click "link" and follow instructions 

What age does Medicare start?

At age 65, you are eligible for Medicare, regardless of whether you are already receiving Social Security income benefits. Some quality earlier than 65 due to disability or illness.


Get In Touch With me

YES, I would like to have a licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.

Yes, I'd Like to Review My Options